Hangin’ In
Thursday, May 6th, 2010Not much to say. Getting all the papers together to file Chapter 13, in the meantime I’m blown away by the viciousness of citifinancial considering this is the first time ever I’ve been late with a payment and I’m not yet a full month late. 6- 7 calls a day while I’m at work is just ridiculous.
Had brief communication with a guy looking for a CDD relationship. Too much distance (physical and psychological) to be viable. Probably a bad time to re-embark the dating scene anyway. Maybe there’s a guy out there looking to rescue and take in a gal in distress. Tongue in cheek. I’d much rather come in with more to offer than my bottom and my troubles.
Funny though, once I resigned myself to the inevitability of losing my house and streamlining my finances a sense of peace set in. Replacing & servicing air conditioners, lawn maintenance, pest control, security and home owners insurance are expenses that really sap a budget especially when your mortgage is more than half your take home pay and there are utilities & phone bills that chomp into the rest before basic living expenses are even factored into the equation.
I’m actually looking forward to a cash/debit card only life and a repayment plan that is reasonable and doesn’t force me to live 45 days behind my income. I’m also glad that the banks will have to agree to interest rates that are fair. 100’s of thousands of dollars added to the principal over 10 years just by interest is unconscionable. Pay what I legitimately owe now, no more finance executives suckling off my desperate scrabble to stay above water on my subsistance income. Good faith goes both ways afterall. They get in trouble and get bailed out, I get in trouble and get harrassed, badgered and threatened even after decades of faithful reliable patronage.
I may have to pair down my internet presence to just the gallery and this blog. If I am able to stay online, I will probably have to try to find a less costly host. In any case I have a couple of months to get all of it sorted out.
Thanks for your friendship and patience. Can’t help the distractions that are keeping me away from drawing and writing for you. God willing there will be relief soon.
;) patty